New Jersey Mortgage Loan Originator SAFE Comprehensive Course And Exam Prep
Seminar: ID# 1005032
Pricing: $495.00
About This Course:
This course qualifies for your SAFE pre-licensing requirements for the state of New Jersey. It is available in both in-person and video conference formats.
Covered Topics Include:
- Purpose and Provisions of SAFE Act
- RESPA and TILA
- Good Faith Estimates and HUD
- Provisions of Federal Laws
- Nontraditional Loan Products
- Adjustable Rate Mortgages
- Reverse Mortgages
- Buy-down Plans
- Consumer Protection
- Protected Classes
- Mortgage Fraud
- Predatory Lending
- Compensation Rules
- Mortgage Industry Overview & The Business of Real Estate
- The Mortgage Lending Process
- The Value of Real Estate
- Finance Instruments
- Federal Mortgage Legislation
- Conventional Financing
- Government backed Loans
- Nontraditional Mortgage Products
- The Value of Real Estate & The Mortgage Lending Process
- Legal Concepts
- Interests in Real Property
- Appraisals
- Ethics in Mortgage Lending
- Uniform State Test Requirements
- Review the MLO Testing Handbook
- Hundreds of Practice Questions
...as well as the 4-Hour NJ State training requirement. Namely:
- Department of Banking and Insurance
- State Law and Regulation Definitions
- Residential Mortgage Lending Act
- Regulations & Compliance
- Disciplinary Action
- Unique State Test Areas
Please click the "Venues/Dates" tab to find the best date for you to start this course.
Classed run from Tuesday, Thursdays & Saturdays, from 6:00pm - 10:00pm (Tuesday & Thursdays) and Saturdays (9:00am to 5:00pm) starting on the date listed in the "Venues/Dates" tab above.
Class FormatsWe offer our training in a HYBRID environment, meaning the class is taught live by our Instructors, and you have the choice of attending the class via either In-Person or Online/Virtual formats.
To register, simply select the class start date from the "Venues/Dates" tab above. Upon order completion, you will receive an email with access instruction for attending Online/Virtually. If you plan to attend in-person, your text books will be provided on your first day of class (if you need them prior, you can contact us to have them shipped (a shipping fee would apply)).